Montana has passed a rule that stops stores and public offices from going “digital only.” If a business takes in-person payments, it must accept U.S. cash at the counter. The goal is simple: keep choice on the table as cards , apps , and tap-to-pay become the default. This move answers a growing worry. Some shops have posted signs that say “no cash.” Owners cite speed, safety, or hygiene. Critics argue that a cashless door shuts out the unbanked , seniors , and anyone who prefers to keep purchases private. Montana’s new standard says technology can grow, but people who want to use bills and coins should not be turned away. The rule is meant for in-person checkouts. Online storefronts and unmanned machines are a different category. For a physical counter with staff, the expectation is clear: at least one lane or window should be able to take cash. Businesses can still use cards, phones, and kiosks. They can still encourage digital options. They just cannot make cash impossible when a ...
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